Kentucky Bank's FREE small business checking account is designed for most businesses with low to moderate levels of transactions.

• No monthly maintenance fee with minimum or average balance requirements
• Up to 200 no-charge transactions per month, including checks paid, deposits, deposited items and cash per statement cycle
• Free Online Banking using the personal online banking system
• MasterCard Business Debit Card
• Monthly statement with images of checks and deposits
• $100 minimum deposit to open account
• $.25 per item after 200 transactions
• Funds in Business Checking are combined with other accounts of the same entity and insured by the FDIC

A Kentucky Bank basic business checking account is designed to allow businesses to use their balance to "pay for" their banking services. This non-interest checking account receives an earnings credit that is then used to offset most service and transaction fees associated with commercial accounts.

• The rate for earnings credit on investable balance, which changes monthly, is based on a fair market short-term interest rate.
• $10 monthly maintenance charge
• $.14 per check paid on the account
• $.07 per electronic debits on the account
• $.24 per deposit made to the account
• $.12 per electronic credits to the account
• $.08 per deposited item
• Monthly statement with images of checks and deposits
• MasterCard Business Debit Card

Our Money Market checking account pays interest and offers you the ability to write up to three checks per month.* Deposit balances determine interest rates.

• $1,000 minimum deposit to open account
• $1,000 minimum monthly balance to avoid service fees
• $8 service fee if daily balance is below $1,000
• Interest is earned on average collected daily balance
• Interest is compounded and paid monthly
• Interest is earned each day the balance is $1,000 or more
• MasterCard Business Debit Card
• Monthly statement with images of checks and deposits

*Check writing and withdrawal limitations:  Regulations permit six (6) transfers and withdrawals per statement cycle; up to three (3) transactions may be made by check, draft, or debit card, the remainder may be pre-authorized (automatic) transfers.

Earn interest on your sole proprietorship or non-profit organization checking account by maintaining a $1,000 balance.  You can write as many checks a month as you need at no extra charge.

• $1,000 minimum deposit to open account
• $1,000 minimum monthly balance to avoid service fees
• $8 service fee monthly, if daily balance is below $1,000
• Interest is earned on average collected daily balance
• Interest is compounded and paid monthly
• Interest is earned each day the balance is $1,000 or more
• MasterCard Business Debit Card
• Monthly statement with images of checks and deposits

*Not available to Partnerships or Corporations