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Personal Banking
Business Checking

 

Account Description Available To... Interest Bearing

Small Business Checking

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Kentucky Bank's Small Business Checking account is designed for most businesses with low to moderate levels of transactions. Business Clients No

Basic Business Checking

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This account for moderate to high levels of activity. Ideal for businesses that can offset fees with account balances. Business Clients No

Business Growth Checking

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This account is for relatively low levels of activity looking to earn interest. Business Clients Yes

Money Market Business Checking

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A great account for businesses to earn interest; offers you the ability to write up to three checks per month. Deposit balances determine interest rate. Business Clients Yes

Business Premium Checking

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Earn interest on sole proprietorships and non-profit organizations. You may write an unlimited number of checks per month. Business Clients Sole Proprietorships Non-Profit organizations Yes


Convenient option for small businesses.
Minimum Opening Deposit $100 details

Kentucky Bank's Small Business Checking account is designed for most businesses with low to moderate levels of transactions.
  • $100 minimum deposit to open account
  • None, up to 200 no-charge transactions per month. $0.25 per item after 200 transactions.
  • Free Online Banking using the personal online banking system
  • MasterCard Business Debit Card
  • Monthly statement with images of checks and deposits
  • Funds in Business Checking are combined with other accounts of the same entity and insured by the FDIC


Convenient option for small businesses.
Minimum Opening Deposit $100 details


Kentucky Bank's Basic Business Checking account is designed to allow businesses to use their balance to "pay for" their banking services. This non-interest checking account receives an earnings credit that is then used to offset most service and transaction fees associated with commercial accounts.
  • $100 minimum deposit to open account
  • $12 monthly maintenance charge is subject to change based on account requirements*
  • The rate for earnings credit on investable balance, which changes monthly, is based on a fair market short-term interest rate.
  • $.16 per check paid on the account
  • $.09 per electronic debits on the account
  • $.26 per deposit made to the account
  • $.14 per electronic credits to the account
  • $.10 per deposited item
  • Monthly statement with images of checks and deposits
  • MasterCard Business Debit Card

*Subject to change, speak with a Retail Banker for details 



Now you can earn interest!
Minimum Opening Deposit $100 details


Our Business Growth Checking Account is designed for businesses with relatively low transaction levels that are looking to earn interest on their balances.
  • $100 minimum deposit to open account
  • $10 monthly service fee if minimum monthly balance falls below $1,000
  • Up to 200 no-charge transactions per month, including checks paid, deposits, deposited items, and cash per statement cycle
  • Free Online Banking using the personal online banking system
  • MasterCard Business Debit Card
  • Monthly statement with images of checks and deposits
  • $0.31 per item after 200 transactions
  • Funds in Business Checking are combined with other accounts of the same entity and insured by the FDIC up to $250,000
  • Variable interest rate. Tiered dollar amounts determine rate.
    • Balances $0 - $2,499
    • Balances $2,500 - $7,499
    • Balances $7,500 - $9,999
    • Balances $10,000 and up


Save more and earn more!
Minimum Opening Deposit $1,000 details


Our Money Market checking account pays interest and offers you the ability to write up to three checks per month.* Deposit balances determine interest rates.
  • $1,000 minimum deposit to open account
  • $8 service fee if minimum monthly balance falls below $1,000
  • Interest is earned on average collected daily balance, compounded & paid monthly
  • Interest is earned each day the balance is $1,000 or more
  • MasterCard Business Debit Card
  • Monthly statement with images of checks and deposits
*Check writing and withdrawal limitations:  Regulations permit six (6) transfers and withdrawals per statement cycle; up to three (3) transactions may be made by check, draft, or debit card, the remainder may be pre-authorized (automatic) transfers.


Maintain and Gain!
Minimum Opening Deposit $1,000 details


Earn interest on your sole proprietorship or non-profit organization checking account by maintaining a $1,000 balance. You can write as many checks a month as you need at no extra charge.
  • $1,000 minimum deposit to open account
  • $8 service fee if minimum monthly balance falls below $1,000
  • Interest is earned on average collected daily balance, compounded & paid monthly
  • Interest is earned each day the balance is $1,000 or more
  • MasterCard Business Debit Card
  • Monthly statement with images of checks and deposits
*Not available to Partnerships or Corporations 

 

 

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