Kentucky Bank's Small Business Checking account is designed for most businesses with low to moderate levels of transactions.

• $100 minimum deposit to open account
• None, up to 200 no-charge transactions per month. $0.25 per item after 200 transactions.
• Free Online Banking using the personal online banking system
• MasterCard Business Debit Card
• Monthly statement with images of checks and deposits
• Funds in Business Checking are combined with other accounts of the same entity and insured by the FDIC

Kentucky Bank's Basic Business Checking account is designed to allow businesses to use their balance to "pay for" their banking services. This non-interest checking account receives an earnings credit that is then used to offset most service and transaction fees associated with commercial accounts.

• $100 minimum deposit to open account
• $12 monthly maintenance charge is subject to change based on account requirements*
• The rate for earnings credit on investable balance, which changes monthly, is based on a fair market short-term interest rate.
• $.16 per check paid on the account
• $.09 per electronic debits on the account
• $.26 per deposit made to the account
• $.14 per electronic credits to the account
• $.10 per deposited item
• Monthly statement with images of checks and deposits
• MasterCard Business Debit Card

*Subject to change, speak with a Retail Banker for details 

Our Business Growth Checking Account is designed for businesses with relatively low transaction levels that are looking to earn interest on their balances.

• $100 minimum deposit to open account
• $10 monthly service fee if minimum monthly balance falls below $1,000*
• Up to 200 no-charge transactions per month, including checks paid, deposits, deposited items, and cash per statement cycle
• Free Online Banking using the personal online banking system
• MasterCard Business Debit Card
• Monthly statement with images of checks and deposits
• $0.31 per item after 200 transactions
• Funds in Business Checking are combined with other accounts of the same entity and insured by the FDIC up to $250,000
• Variable interest rate. Tiered dollar amounts determine rate.
  • Balances $0 - $2,499
  • Balances $2,500 - $9,999
  • Balances $10,000 and up

*Subject to change, speak with a Retail Banker for details 

Our Money Market checking account pays interest and offers you the ability to write up to three checks per month.* Deposit balances determine interest rates.

• $1,000 minimum deposit to open account
• $8 service fee if minimum monthly balance falls below $1,000
• Interest is earned on average collected daily balance, compounded & paid monthly
• Interest is earned each day the balance is $1,000 or more
• MasterCard Business Debit Card
• Monthly statement with images of checks and deposits

*Check writing and withdrawal limitations:  Regulations permit six (6) transfers and withdrawals per statement cycle; up to three (3) transactions may be made by check, draft, or debit card, the remainder may be pre-authorized (automatic) transfers.

Earn interest on your sole proprietorship or non-profit organization checking account by maintaining a $1,000 balance. You can write as many checks a month as you need at no extra charge.

• $1,000 minimum deposit to open account
• $8 service fee if minimum monthly balance falls below $1,000
• Interest is earned on average collected daily balance, compounded & paid monthly
• Interest is earned each day the balance is $1,000 or more
• MasterCard Business Debit Card
• Monthly statement with images of checks and deposits

*Not available to Partnerships or Corporations