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Personal Banking
Home Equity
A Kentucky Bank home equity loan is perfect for financing everything from a college education to your dream vacation. With our home equity loans, you have the option of variable and/or fixed rates. Set it up once; use it over and over. Consult your tax advisor regarding deductibility of interest.
  • Revolving Home Equity Loans
  • Advantage 3 Home Equity
  • 30 Year Interest Only Line of Credit

Kentucky Bank offers two different Home Equity lines of credit that fit our customers with sufficient equity in their primary residence that serves as the collateral. The two different types of revolving lines are the Advantage 3 Home Equity Line of Credit and the Interest Only* Line of Credit. These lines of credit are perfect for paying college tuition, remodeling your home, taking a vacation, purchasing a car or meeting other financial needs in your life.

*A balloon payment may result - property insurance will be required.
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Effective June 9, 2014 you will no longer see the security image you are familiar with prior to typing in your password when you access online banking. You will still be prompted to enter your access ID and password, you may also be required to answer your security question. The security settings for online banking have been enhanced to add more complex security methods.

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