Overdraft Protection
Check Protection*:
Check Protection is a way to protect your account from overdrafts. This service transfers funds from another account you have with us. Funds may be transferred from checking, savings or money markets. There is a transfer fee each day a transfer occurs.
Private Line*:
Private Line will extend an unsecured line of credit (based on your approved limit). Private Line is connected to a checking account, so that overdrafts are automatically covered, up to your established limit. You will receive a notice each time your Private Line is advanced.
*You may only have one type of overdraft protection.
24 Hour Bookkeeper
Our 24 Hour Bookkeeper allows you to access your account information by telephone, 24/7. Call as often as you like; there is no charge for the call or the transaction. Use any touch-tone telephone and get up-to-date information by calling:
Paris, KY: 859-987-8663 or
Toll free: 1-800-TWO-TONE (800-896-8663)
Online Banking
Manage your money whenever and wherever you want; 24 hours a day, 7 days a week. With Kentucky Bank online banking you can access account information, reconcile accounts, transfer funds and pay bills.
eStatements
eStatements are electronic versions of your original paper statements that you receive through your email rather than the US Postal Service. They look just like your paper statements, yet you’ll receive them much sooner than before. Encryption makes eStatements even more secure than traditional paper statements. Login to your online banking account and follow the instructions to set up your eStatements today!
Kentucky Bank MasterMoney Check Card
You can say good-bye to the hassle of check approval with the Kentucky Bank MasterMoney Check Card, the card that looks like a credit card but works like a check. In addition to giving ATM access, the Kentucky Bank MasterMoney Check Card is accepted at all merchant locations where MasterCard is accepted.
Credit Card
Kentucky Bank offers Visa and MasterCard credit cards. These cards can be used at merchant locations for purchases and at financial institutions and ATM's that display the Visa and MasterCard logos for cash withdrawals.
Pre-paid Gift Card
Kentucky Bank offers pre-paid gift cards, a convenient and safe way to give the gift of money! Visit any Kentucky Bank location to purchase a gift card.
ATM Locations
Your Kentucky Bank ATM card is accepted nationwide.
ATM Foreign Fee Rebates
Make every dollar count! Simply present your ATM receipt to any Kentucky Bank teller, within 30 days of the transaction, and we will rebate your foreign ATM fees (not to exceed $5.00 per transaction). The foreign fee is the amount that another bank charges when you use their non-Kentucky Bank ATM.
Transfer Funds
You can automatically transfer funds between accounts on a regular basis. This is an excellent way to save or budget household or college student accounts. Just choose a set amount to be transferred on the same date each month at no charge. The activity will be shown on your monthly statement.
Pay Loans Automatically
Save time and money by having your Kentucky Bank loan payment automatically deducted from your checking or savings account. You can even have your loan payment automatically deducted from other financial institutions.
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